Anti-Money Laundering and Know Your Customer obligations governing all client onboarding and financial transactions conducted by EIDDI Solutions LLC.
EIDDI Solutions LLC is committed to full compliance with applicable United States anti-money laundering (AML) and financial crime prevention regulations. This policy establishes the procedures by which EIDDI Solutions LLC verifies the identity of clients, monitors financial transactions, and reports suspicious activity where required by law.
This policy is grounded in the following legal framework:
All prospective clients must complete a Know Your Customer (KYC) verification process prior to the commencement of any paid service engagement. EIDDI Solutions LLC reserves the right to decline or discontinue service to any entity that fails to satisfactorily complete this process.
| Business Clients | Legal business name, state/country of incorporation, business registration or EIN/Tax ID, principal business address, nature of business, and details of beneficial owners (25%+ ownership). |
| Individual Clients | Government-issued photo ID (passport, driver's license), full legal name, date of birth, residential address, and contact information. |
| Dispatch-Specific | USDOT number, MC Authority number, carrier operating authority documentation, and proof of insurance as required by applicable federal regulations. |
| IT / Enterprise Clients | Certificate of incorporation or equivalent, authorized signatory identification, and any applicable professional licensing documentation. |
EIDDI Solutions LLC may request additional documentation at any stage of the relationship if circumstances warrant enhanced due diligence.
EIDDI Solutions LLC applies a risk-based approach to client due diligence, calibrating the depth of verification to the assessed risk profile of each engagement. Three tiers are applied:
| Standard Due Diligence (SDD) | Applied to the majority of client engagements. Standard KYC documentation as described in Section 02. Routine transaction monitoring. |
| Enhanced Due Diligence (EDD) | Applied where higher risk is identified — including high transaction volumes, clients in elevated-risk industries, or clients from jurisdictions with known AML deficiencies. May include source-of-funds verification, beneficial ownership mapping, and periodic re-verification. |
| Simplified Due Diligence (SDD-L) | Reserved for low-risk, low-value engagements with verified US-registered entities operating in well-regulated sectors. |
Prior to onboarding and on an ongoing basis, EIDDI Solutions LLC screens all clients, counterparties, and relevant beneficial owners against:
To mitigate financial crime risk, EIDDI Solutions LLC accepts payment exclusively through traceable, verifiable channels. All payments must originate from an account held in the client's verified business or personal name.
| Accepted | ACH bank transfer, wire transfer (domestic and international via verified banking institutions), authorized payment processor platforms. |
| Not Accepted | Cash payments, money orders, pre-paid debit cards, cryptocurrency, payments originating from unverified third parties, or any method that obscures the payer's identity. |
| Currency | All transactions in United States Dollars (USD) only. |
| Third-Party Payments | Payments from a party other than the contracted client are not accepted without prior written authorization and verification of the third party's identity. |
EIDDI Solutions LLC monitors client transactions on an ongoing basis for patterns or behaviors inconsistent with the established nature of the business relationship. The following constitute AML red flags that trigger internal review:
Where EIDDI Solutions LLC identifies a transaction or pattern of behavior that raises reasonable suspicion of money laundering, fraud, or other financial crime, the following internal procedure applies:
EIDDI Solutions LLC applies enhanced due diligence to any client identified as a Politically Exposed Person (PEP) — defined as an individual who holds or has held a prominent public function, or is an immediate family member or close associate of such a person.
EIDDI Solutions LLC retains all KYC documentation, transaction records, and compliance-related communications in accordance with applicable law:
| KYC & Identity Records | Minimum 5 years from the date of onboarding or last transaction, whichever is later. |
| Transaction Records | Minimum 5 years from the date of the transaction, per BSA requirements. |
| SAR & Internal Review Records | Minimum 5 years from the date of filing or internal closure of the review. |
| General Business Records | Minimum 7 years per IRS and Florida state requirements. |
All records are stored securely and accessible only to authorized EIDDI personnel and, where required by law, regulatory authorities.
EIDDI Solutions LLC will immediately terminate any client relationship and, where required, report to relevant authorities if a client is found to be engaged in:
This AML/KYC Policy is reviewed no less than annually and updated as required to reflect changes in applicable law, regulatory guidance, or EIDDI's business operations. Material updates will be published at eiddisolutions.com/legal/aml.
All personnel involved in client onboarding, billing, or financial operations are required to be familiar with this policy and trained on AML red-flag identification and escalation procedures.